What
is the credit card security code?
The
security code is a new authentication scheme established by credit
card companies that is used for verification and validation in
environments where a card is not present (such as ordering goods
and services on the Internet), in an effort to increase the likelihood
that the Cardmember is holding the actual Card and to further
efforts
towards reducing fraud.
On
Discover, Mastercard and Visa cards, the security code is a 3 digit
number printed on the back of the card in reverse italic
at
the top of the signature panel (the last 3 digits after the credit
card number). On American Express cards, the security code is
a 4 digit number just above the embossed credit card number on
the front
of the card.
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